3 Questions To Ask Your Roofer If You Need A Roof But Are Short On Funds

Putting on a new roof costs quite a bit of money, but it's not a job you can put off if your roof is leaking because your home will sustain even more costly water damage if you delay. There might be a way you can stop water damage and save money if you're having a hard time coming up with the cash for a new roof. Here are some things to ask your roofing contractor about.

Can You Avoid Tearing Off The Old Roof?

Ask your contractor if it's possible to put new shingles over the old ones. Many homes can safely support two layers of shingles, so if your roof is currently covered in a single layer of shingles, you might save money by avoiding a complete tear off. This saves money on labor and on dump fees for the old roofing materials. This can only be done if your roof isn't damaged so badly that the deck is wet and rotting, which is another reason you should call a roofing contractor early rather than put off getting a new roof.

Can You Apply The Roof In The Winter?

Ask your roofer if the company applies roofs in the winter and if the price is lower then. Winter is the off season for roofers due to the weather conditions. Some contractors may offer a discount then in order to bring in new business. Your roofer may not be able to give you a quote that far in advance if winter is several months away, but if you can wait until winter, you might save some money. Just make sure your roof isn't leaking in the mean time. You may need to cover the damaged area with a tarp to keep the rain out until the new roof is applied.

Can You Apply A Partial Roof?

If your roof is bad due to storm damage or because a tree was brushing it or some reason other than general old age, ask your roofing contractor if you can have a partial roof applied. If one side of your roof is still in fairly good shape, you may get a few more years out of it. By putting on half a roof or less, you can save money now and finish the job later when you've had time to save money. Just keep in mind, your cost will be lower now, but in the end, you'll pay more for the roof when you have the work split up over time.

If you need a new roof, but you don't have the funds for it, talk to the roofing contractor about your options. He or she may suggest talking to your insurance company if the roof was damaged by a storm. The company may offer financing if you have good credit. Just be sure to explore all your options, so you can get your roof replaced or repaired before major damage is done to your home.